Annual Credit Report & Scores
- View your complete financial credit history & public records information in an
easy to read format.
- Confirm all of your payments have been properly reported and credited by
the major credit bureaus. Misinformation can be common and cost thousands of
dollars annually in higher interest rates from lenders.
- View any bankruptcy records, wage attachments or possible liens issued in your name.
- Access any monetary filings such as past evictions, overdue child support payments, foreclosures or fall behind on lease payments.
- See what your creditors, insurers, landlord and employer see when they judge your overall credit worthiness and financial stability. Employers for instance can check your annual credit report & it's important that you do as well.
- Receive assistance improving your credit through individual credit trending information and personalized debt analysis.
* An improved annual credit report rating can mean lower interest rates and better financing terms on mortgages, car loans and credit cards. meaning
substantial long term savings
- Safeguard yourself from identity theft and fraud. Confirm no one has accessed your personal accounts with retailers, banks, credit card issuers, utility companies and lenders.
- Your Annual Credit Report offers real time assistance pointing out negative items and inaccuracies. You can now dispute false items with a click of a button.
View Your Annual Credit Report & Scores by Clicking Below - Your Scores Will be Delivered Directly Online in a Printable Format.
The Reality About Identity Theft and Credit Fraud
Unfortunately, Identity theft is here to stay. Educating yourself about identity theft is your first line of defense. It's your identity, your life and your credit at stake. We're living in the information age and your information is out there just waiting to be stolen.
For the seventh straight year, the Federal Trade Commission (FTC) report identity theft as the largest consumer complaint and the fastest growing crime in America. Most identity theft victims never know their identity has been stolen until they get phone calls and letters from collections agencies or even the IRS telling them they owe money.
The reality: Fixing your identity is a nightmare. It should seem easy and straightforward but it's not. An average victim spends 300-600 hours to simply prove they're not a thief.It's sad but true - if you're a victim of identity theft, creditors consider you guilty until you can prove you're innocent.
Some quick and easy things you can do for identity theft protection are:
- - Check your annual credit report yearly
- - Opt out of any unsolicited credit card offers
- - Consider Putting fraud alerts on your annual credit report
- - Use ID theft monitoring from all 3 reporting agencies
- - Buy a shredder and use it!